Month: April 2015

PNB UITF First Impression

When it comes to investing vehicles to ride on, I am so proud that I chose a mutual fund first and foremost. It gave me such a big experience and big foundation to all the other bigger investments that I will be committing in the future. I felt so excited to grow my savings and open another investment every year for I know that investing is one way that I […]

Budget Friendly Summer Destinations Around the Metro

And the heat is finally on. Happy month of April everyone and welcome to the hottest month of the year. This will for sure continue until May and then rain will start to fall by June. Oh my, just how fast the days go by. I can’t believe summer is already here. I am not a traveler. It was my eldest sister whom I admire the most when it comes […]

Financial Literacy: The Key To Growing Your Money Unknowingly!

When in doubt, ask. That’s the golden rule in the company where I am working right now. You can’t just do the work you didn’t understand for if after everything turns out to be wrong then you will be are the one to be blamed. Same with our finances. Whatever financial decision we commit must undergo a long process of assessment. You choose the best financial vehicle to ride and […]

15 Smart Ways to Earn Extra Income

Never be satisfied with just one source of income. This is not just a tip but rather a command. Nowadays, having additional income just opens better opportunities on your finances. Once you generate additional income, your savings will increase thus the amount that you can freely invest will also increase. And there are far more smart ways to earn extra income that you may not know of. The goal of […]

Are You Ready to Ride? Here are the Investment Vehicles You Ought to Know

Last week I showed you valuable information on how banking works. It is a two part blogposts where Part 1 shows the basic information while the Part 2 is more of choosing and protecting your money in the bank. If you want to save then go to the bank. In my Emergency Fund article I gave a tip that a savings account in a trusted bank is the most ideal […]

The Daily Idea Dump: A Secret Productivity Booster

One great tip that I always say to people around me is the importance of “Idea Dump”. Idea Dump is basically throwing all of the things that’s bugging your mind either via pen and paper or  through your digital app. Think of brainstorming. You undergo a process of just going through with all the thoughts and the solution for your problem. I love Idea Dumping. It is easy, effortless and […]

The Rule of 72: The Classic Computation every Investor Must Know

One of the financial computation that I find hard to understand is the idea of Rule of 72. I first encountered the concept in other financial blog and I did try to understand it but I failed. The Rule of 72 shows the future computation of your money. It simplifies how to determine when will your investment doubles with just a given fixed annual rate. The formula is just division. […]

Reader Question Part 2: How to Manually Compute for Your Mutual Fund Earnings

I have posted Sir Jonathan’s series of question before and I know I promised that I will update the Part 2 as well as Part 3 of our conversation. If you missed the part 1 then just click Reader Question. Here is the second part of his question. And this is my answer: Hi Sir Jonathan. Sorry it took me so long to reply. As per my personal experience, what […]

All About Banking in the Philippines Part 2

Yesterday I gave you an introduction on how the banking system works. I hope you enjoyed yesterday’s post and you learned a lot. Today is a continuation of Part 1 where I will give you some caution on how to choose the bank you will park your money at as well as how you can safeguard your money in the bank better. I know that the most common financial institution […]

All About Banking in the Philippines Part 1

It was my Mother who gave me my very first experience with a bank. She motivated me to open my very first bank account in college. I believe it was her own money pa nga and I only deposited a handful amount back then. I never quiet understand the importance of a bank. Why will  a person trust a bank for the money he/she earned via hard work?! How does […]