Year: 2019

How to Budget for Beginners : The Only Post You Need To Read

Today we will talk about budgeting for beginners.   We all hear how important budgeting is. They say if you are truly serious to reach financial independence and early retirement then you need to master the art of making a budget.   A budget is an estimate of your income and expenses over a set period of time. Normally done on a monthly basis, budgets work to: Allocate your salary/income/money […]

April 2019 Net Worth Update

Welcome to my April 2019 net worth update.   It will be in the same layout as last month as I want the net worth updates to stay as simple as possible and reflect real numbers and situations.   April 2019   The month of April was indeed a blast. I attended a conference and a one-day crash course all related to work. The super learner in me was really […]

The Ultimate Beginner’s Guide on Index Funds in the Philippines

Today I’ll talk more about index funds in the Philippines.   DISCLAIMER – Make sure you read and understand the entirety of the post before deciding. What you do with your money is completely your own. I am not a financial advisor.   This is actually not the first time I’ve talked about index funds. I mentioned it as part of the best investment for retirement in the Philippines.   […]

I Live Paycheck to Paycheck, How Can I Save Money

Living paycheck to paycheck without any savings is not something new to me.   I experienced this during my first few years of having a real job. Back then, I have no idea about budgeting, tracking my expenses and living below my means. I keep on making expenses here and there.   And even though I earn extra money from hosting weddings and events, I ended up saving nothing.   […]

March 2019 Net Worth Update

Welcome to my March 2019 net worth update.   It will be in the same layout as last month as I want the net worth updates to stay as simple as possible and reflect real numbers and situations. March 2019   It was a busy month for yours truly. You may notice the lack of post and I’m truly sorry for being missing in action.   As I revealed last […]

GCash Invest Money Review | Making Investing Simple!

According to BSP’s 2017 Financial Inclusion Survey, only 3% of adults invest in stocks, bonds, Unit Investment Trust Funds or UITFs, mutual funds, and other managed investment schemes.   This is a terrifying number.   It means up until today there is a huge gap between people who invest and those who do not.   The BSP study further reveals that among those without investment, the most common reason is […]

February 2019 Net Worth Update

Welcome to my February 2019 net worth update.   It will be in the same layout as last month as I want the net worth updates to stay as simple as possible and reflect real numbers and situations.   February 2019 As you may notice I’ve been missing in action for the month of February 2019. The reason for that is something major happened to me at work.   In […]

How to Save Money This Valentine’s Day

  Today’s post is a rather short and timely.   I have posted seasonal money tips in the past but usually involving Christmas but I thought it will be nice to share something for my readers who are celebrating Valentine’s Day but don’t want to spend a lot of money. Be Realistic with How Much You Currently Have   Don’t throw a Valentine’s surprise if your current budget is not […]

January 2019 Net Worth Update

Welcome to the first net worth update of 2019.   As I mentioned previously, I will be changing the layout of the net worth update since the past layouts were just all over the place. I want the net worth updates to stay as simple as possible and reflect real numbers and situations.   January 2019   The month went by so fast and I can’t believe we are now […]

40 Financial Habits for Life You Really Need to Know

Last Update January 29, 2019   Two years ago I published 40 Financial Habits for Life.   My goal is to come up with a list of good financial habits everyone can adapt too. I was inspired with the number 40 which describes a period of testing and battle in the Bible.   Some of you may have been in a battlefield right now, financially. I hope you can treat […]