Pinoy Blog

40 Financial Habits for Life You Really Need to Know

Last Update January 29, 2019   Two years ago I published 40 Financial Habits for Life.   My goal is to come up with a list of good financial habits everyone can adapt too. I was inspired with the number 40 which describes a period of testing and battle in the Bible.   Some of you may have been in a battlefield right now, financially. I hope you can treat […]

The 50-20-30 Budget Rule and How It’ll Save Your Finances!

 The 50-20-30 Budget Rule was one of the very first financial lesson I shared on SavingsPinay. It is one of the simplest and the easiest budget technique you can use to decide what percentage of your income goes to expenses, savings or others. Instead of budgeting your income to 20 or more categories right away, you are encouraged to focus on three main categories: essential expenses, financial goals and lifestyle […]

Cropital, PhilCrowd and FarmOn : Best Alternative Investment Philippines

Cropital, PhilCrowd and FarmOn rose to fame late last year as alternative investment vehicles. How it works is simple. Your investment will be pooled together with the others and be used as capital for local farmers. After the harvest and selling of produced goods, you’ll get your share of profits. Easy right? I discovered about crowd-funding and profit-sharing startups Cropital, PhilCrowd and FarmOn during a random night out with my high […]

Weekly Notes #9 | The Best of Personal Finance Tips and Must Reads

Hi and welcome to the first installment of SavingsPinay Weekly Notes! I was inspired to create a weekly post that in volves only links concerning personal finance and other money matters that are worth the click. I hope with these posts you’ll be more inspired to take charge of your finances. I’ve had such an amazing time searching and reading the posts I compiled in this Weekly Notes #09 | […]

Mid-Year Financial Review for 2017 | SavingsPinay

Today I’m doing a Mid-Year Financial Review for 2017! And I’m sharing it all to you. For me, June is the perfect month to reflect and to look back on how the first six months of the New Year went in the area of finances. I mainly focus in checking the progress and necessary adjustments I can do with the following: My 2017 Financial Goals My Current Spending Habits My […]

May 2017 Recap and Extra Income Report while Working Full-Time

Hi! Welcome to my May 2017 Recap and Extra Income Report. In case you are new to here, just last month I started sharing a detailed recap of my finances and a comprehensive report of my extra income streams. I received positive response in doing a better version of monthly recap. I hope by doing this I inspire you to stop living on one income and start earning extra through […]

If You Are Living On One Income, You’re Doing It Wrong

The title of this post is inspired by an Elite Daily article entitled If You Have Savings In Your 20s, You’re Doing Something Wrong. Here’s what I believe in: If You Are Living On One Income, You’re Doing It Wrong. Everyone needs a hobby, a side hustle or a passion for profit project to do to be able to stay balanced. Depending on just one source of income, like a […]

Reader Question | Where Should I Invest My Money?

Hi everyone and welcome to another Reader Question Post. I now do this kind of post once or twice a month to give way to inquiries I receive on my personal Facebook account, the SavingsPinay Community and through email at izza@savingspinay.ph. I do encourage you to send any budget, savings, investment or making extra income question you may have so I can answer through a blog post. Last month’s reader […]

Weekly Notes #08 | The Best of Personal Finance Tips and Must-Reads

Hi and welcome to another installment of SavingsPinay Weekly Notes! I was inspired to create a weekly post that involves only links concerning personal finance and other money matters that are worth the click. I hope with these posts you’ll be more inspired to take charge of your finances. I’ve had such an amazing time searching and reading the posts I compiled in this Weekly Notes #08 | The Best […]

April 2017 Recap and Extra Income Report while Working Full-Time

Hi! Welcome to My April 2017 Recap and Extra Income Report. This is a newer version of the previous Monthly Quick Recaps I started way back in savingspinay.blogspot.com.  My recap and extra income report before were very shallow and focus only on the highlights of my month. This 2017 version will be different. I want to go in-depth on what I did for the past month to earn extra income while […]