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UNIONBANK CREDIT CARDS First Impression

July 5, 2014

This year will be the year that I will be turning 21 and its actually part of my birthday wish to finally have my own Credit card. My reason for wanting to own one is the fact that I believe it will teach a lot of lessons in regards with my finances if and then I will have a credit card.

I am actually in a hunt of what bank offers the best Credit Card and for this Credit Card hunt series I will be posting first about Unionbank.

As you may know, I have opened my EON Cyber Account Unionbank last month and I also found myself intrigued with their Credit Card products.

UNIONBANK CREDIT CARD TYPES:
The Unionbank Credit Cards are divided into two types, Branded Cards and Specialty Card.
Branded Cards are Unionbank’s basic credit card types that includes the following:
Classic: 
      • Enjoy cash rebate, free gas, free plan ticket, free dining and shopping all in one card. 
      • Simple to spend and earn reward Points that can be redeemed to whatever the owner fancies.

Gold:

      • Travel for free when Reward Points are converted to Philippine Airline’ Mabuhay Mile Frequent Flyer Program or redeem directly for Cebu Pacific and SEAIR plane tickets.
      • Enjoy relaxing stay and gourmet food for FREE at Club Manila lounge before departure.
      • When abroad, count on Global Travel and Emergency Assistance for a wide range of referral services.
      • PLUS ALL THE PERKS OF A UNIONBANK CLASSIC Credit Card
Specialty Cards are additional Unionbank Credit Cards that targets specific goals of a creditor. 

OMNIPASS:
      • Earn miles and Travel rewards on air, land and sea
      • Redeem your points for airline tickets via airfare of choice
      • Transfer your Travel Points to Philippine Airline’s Mabuhay Miles Frequent Flyer Program for a free plane ticket or redeem directly for Cebu Pacific and SEAIR plane tickets
      • Enjoy sail away cruise when you travel by sea aboard Superferry
      • Travel by land chauffeur-driven or rush to your flight with an airport transfer from Avis
      • Redeem your Travel Points or free local and international Travel Packages
      • Fast track your Travel Rewards with a combination of Travel Points and Cash or simply change and entire reward to your card and enjoy one of the lowest package rates in the country
      • Free access to Club Manila Lounge
      • PLUS ALL THE PERKS OF A UNIONBANK CLASSIC Credit Card

SHOP&TALK:

      • Earn cellphone load from your combined spending and revolving outside balance. Load automatically credited to your enrolled cellphone number or as bills payment to your post-paid cellphone account
      • Enjoy as mus as 5% rebate when you charge your e-load purchase to your Shop & Talk Card
      • PLUS ALL THE PERKS OF UNIONBANK CLASSIC Credit Card

BAi:

      • Enjoy the being a true-blue Cebuano from special discounts at selected home-grown restaurants, clubs, shops, and department stores in Cebu exclusive installments
      • PLUS ALL THE PERKS OF UNIONBANK CLASSIC Credit Card
Any Unionbank credit Card will give you the following advantage:
  1. Installment program from 3-36months
  2. Auto-charcge facility wherein auto-charge for bills to the Unionbank credit card is avaialable
  3. Auto-Insurance Installment plan that let’s you have auto-insurance coverage in 10 easy installments at 0% interest
  4. Rewards Program through reward points for every use
  5. Discount Program with freebies in shopping and dining
  6. Credit Life Insurance which covers up to 400,000pesos of the outstanding balance for untimely death
  7. Unlimited number of Supplementary Cards for family and friends
  8. Worlwide Acceptance
  9. Payment Convenience with Flexible payment, Pay in Peso for intenational transactions, Longer Credit Limit and numerous ways to pay
  10. Cash Advance Facility
  11. 24×7 Customer Service
  12. Mobile Banking and
  13. Email Statement of Account
Seeing these numbers of advantage, one will not regret applying for a Unionbank credit Card. I see the Classic Credit Card as one of the chosen one for me. I love how it gives a lot of freebies and other highly related products and services for someone like me who is looking for a powerful credit card.
It is also nice that the Specialty Credit Card selection truly gives way for a creditor’s personal choice. Omnipass is good for those who are travelers while Shop&Talk is for those who loves to shop and to call. 
Hope you guys like this post.
PS. I am in no connection with Unionbank and this post is created solely for the purpose of blogging.
Thank you so much.
Clariza Glino

Izza of SavingsPinay promotes financial literacy for the young and young at heart by providing insights and tips on budgeting, saving, investing and online entrepreneurship. Aside from this blog she also writes at www.izzaglino.com, a beauty and lifestyle blog for frugal Pinays and manages, www.izzagevents.com, a wedding and event business since 2011. For inquiries, topic suggestions or future collaborations email her at izza@savingspinay.ph

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