Today we will talk about how to be financially at peace in your 30s, 40s, and 50s. When I did my very first Reader Survey , the results revealed that the primary age bracket of SavingsPinay Readers are in between 25-55. I remember how surprised I was back then. I felt a lot…
There are a lot of misconceptions about credit cards among Filipinos. Among them is the idea that credit cards are debt traps. However, with proper money management and financial literacy, credit cards are actually helpful financial tools. With that said, it can be hard for first-timers to decide on which credit card to get….
Your Money or Your Life is one of the financial book I finished for 2020. The book introduced me to a 9-step plan to financial independence which I soon will write a separate blog post. One of the best part I read in the book is a list of 101 sure ways to…
If you ask me what the perfect investment for beginners is, I’ll definitely answer – Mutual Fund. At 19, I had a mutual fund and kept investing in it as little as 1500pesos every month. I treated my mutual fund as a retirement account, money I am saving for my(future)self. Over the years…
Most of us are in the hunt for high-yield savings accounts. And I cannot blame you. Nowadays it’s important to maximize whatever money we have. And if we can get a decent interest rate from the money we save, that would be amazing. The typical savings accounts in the Philippines only provide…
I’m investing in stocks!!! Today allow me to share to you one of the major financial decisions I did three years ago – I started investing in stocks directly. I have always wanted to know how stock trading works and finally I can now learn from experience. Investing in stocks is one…
Welcome to my September 2020 net worth update! The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time. I hope you enjoy…