It’s halfway through 2024, but it’s never too late to improve your finances. Whether it’s reevaluating your financial goals, creating a budget, or increasing your savings, there are always steps you can take to enhance your financial situation. In this post you will learn the following: Why you should improve your finances The 24 simple…
Digital banking has never been this necessary with the rise of mobile technology and safety precautions because of the pandemic. It’s amazing how various banking services can now be done with just a few taps. In this post I’ll be sharing everything you need to learn about BDO Digital Banking. What you need to know…
This post is my year-end review on life, goals and finances for 2021. Here’s a quick run through on how the past 365 days went for me in general and how I would want the coming New Year to be different. I’ve done a year-end review almost every single year since I started SavingsPinay.ph. You…
Hi and welcome back to SavingsPinay! In today’s post I give you the 55 best money tips on how to save, invest, retire early and more in your 20s. 20s is the perfect age to build wealth. Not only are you more active and motivated to succeed, but you also have a ton of opportunities…
Today let’s talk about the six stages of financial freedom. We all aspire to reach financial freedom at some point. According to Wikipedia, Financial Freedom is a state in which an individual or household has sufficient wealth to live on without having to depend on income from some form of employment. It means your asset…
Today I am sharing the 10 best personal finance books by Pinoy authors to help you manage your finances. I started falling in love with the topic of money, finances, and business because of books. Every time I stroll in the mall (before pandemic) I will always grab a quick visit to the bookstore and…
Knowing your net worth is one of the crucial steps you should to determine your financial situation. Net worth, just like investing, may seem like a foreign word for some. You most likely only hear it on celebrities or politicians. But, we all have our net worth and we all must become aware what our…
In today’s post I will be sharing ways you can prepare financially for 2021. Before I move on to today’s topic, allow me first to say my sincere apologies for being missing-in-action on this blog. It has been a crazy month of November and December for me. Both months were filled with personal and…
Today we will talk about how to be financially at peace in your 30s, 40s, and 50s. When I did my very first Reader Survey , the results revealed that the primary age bracket of SavingsPinay Readers are in between 25-55. I remember how surprised I was back then. I felt a lot…
There are a lot of misconceptions about credit cards among Filipinos. Among them is the idea that credit cards are debt traps. However, with proper money management and financial literacy, credit cards are actually helpful financial tools. With that said, it can be hard for first-timers to decide on which credit card to get….