We are now on the last episode for Season 1 of The SavingsPinay Podcast. When we talk about money, it’s uncommon to discuss about giving back. Most often than not we are focused on other financial tasks such as budgeting, saving money, investing, and so on that we see giving as the least of the…
Money is a strong resource for a man. It can buy power, prestige and luxury. Unfortunately, money can also bring hatred, greed and dishonesty. That’s why learning how to correctly spend your money is important. You have to be equipped on how money works. The art of financial planning is not only centered on budget,…
One thing that differentiates a successful person and someone who is not, is having a PLAN. In this episode we will dive closer to the term Financial Planning. Financial Planning is such an important process that could help you achieve your financial goals. You are creating the very blueprint to your financial life. It will…
In finance, diversification is the process of allocating capital in a way that reduces the exposure to any particular asset or risk. The aim of diversification is to help an investor maximize returns by investing in various areas that would react differently to the changing movement of the economy. Diversification never guarantees that your investments…
Over the years, I have received emails from colleagues and readers asking how they can invest their money for the first time. Investing is a big financial move. And it can be pretty scary especially for first timers. The day I decided to make my first investment, I wasn’t really sure what I was doing….
Welcome to my August 2020 net worth update! The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time. I hope you enjoy today’s…
Welcome to my July 2020 net worth update! The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time. I hope you enjoy…
You know what I love most about having alkansya? Its the sound of the coins when you shake it. It is just fulfilling to know that slowly your savings are getting bigger and heavier. It made me realize how every piso counts! I remember a year when I saved almost 2,768 pesos from…
Financial literacy is important. There’s no doubt about that. How well you understand money and its components can play a crucial role in achieving success. With proper financial education you can make better financial decision. 1. You will know the importance of keeping a budget. 2. You will know why you must save…
Over time that I’ve been blogging and chasing financial freedom I learned that saving money is far more important than any other concept available. Saving money is more than just having a reserve amount. It means prioritizing yourself! The essence of saving money is to pay yourself first. Robert Kiyosaki, an American businessman…