Last week I shared to you How I Still Choose to Love Budgeting Even If it Doesn’t Love Me Back. I even gave my resolution and one of the key items is to track where my money goes.


I searched in Pinterest some formats of expense tracker. I can easily use Excel to create a spreadsheet but then I thought it would be better to manually record everything I spend.

So come my DIY Spending Tracker.

I just started using it last Monday and I love it! 

Materials
  • Small Notebook
  • Ruler
  • Pen

How To Do It
  1. Create four columns in a sheet of your notebook.
    • Column 11 is for the date
    • Column 2 is fir the Description of the item your spent
    • Column 3 is for the amount
    • Column 4 is for Statis (In or Out)
     2. Start recording

Getting Started

I felt like a usual notebook size will be too big for a Do It Yourself Spending Tracker Notebook. I wanted it to be small and handy so I can bring it anywhere, anytime. I specifically choose the notebook brand because the paper is good quality. I also love that the spring is on top because logging my items are way easier. I can flip it faster.

I put the month as a title and have my starting amount. To indicate that it is the amount that came to my possession (to spend money) I put an “IN” status. 

Then I just go with my usual day and record what I bought or where I spent my money. I also try my hardest to record immedietly so that I don’t miss any amount. At the end of the day I subtract each money spent to my starting money.

The difference will be tagged as “RB” meaning “Remaining Balance” on the status. This will be the starting amount for the following day. Then just repeat the process. If ever I receive any money other than my Remaining Balance, I put an “IN” Status.


No matter how small or big I spent, I record them in this Do It Yourself Spending Tracker Notebook. I suddenly became aware of how I use my money. This is slowly changing me from being an impulsive shopper to becoming a wiser woman who can spend her money better. 

I also love that with this notebook I can remember the items I have bought for myself.  Whenever I spend too much for an item I can easily remind myself to cut back and try to live lower than the money “in”. My goal is to live with just 1,000pesos per work week budget! ”

If ever you recreate this DIY Spending Tracker Notebook then please let me know in the comment section below! You can also visit the SavingsPinay FB Group and share your own Spending Tracker Notebook!!!

I hope you liked this post. Don’t forget to do any of the following:

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  4. 3 Money Tips for Parents
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  6. 5 Steps to Become a Smart Shopper and Deal with Your Shopaholic Syndrome
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