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Mutual Funds are by far the most popular investment vehicles for newbies. It is affordable, it is convenient and it is regulated. But investing in mutual funds have bad and ugly sides too. It is important to note that every investment has loopholes just as how every investment contains risks. On Day 3 we will…
You know what I love most about having alkansya? Its the sound of the coins when you shake it. It is just fulfilling to know that slowly your savings are getting bigger and heavier. It made me realize how every piso counts! I remember a year when I saved almost 2,768 pesos from…
Last week I created the Frequently Asked Questions on Saving Money post. I am happy with the positive response that post is receiving. Today I wanted to created another collection of question and answer but this time focusing on Budgeting. The goal is to give you a closer look on how you should budget…
2016 has been such an amazing year for SavingsPinay. I am so thankful for the opportunities that opened through this blog. This is also the same year that I hit my biggest monthly pageviews, I invested in a domain, I revamped the whole look and feel of the blog and I started to take this…
Poverty mindset is the “poor me” attitude towards money. It is commonly characterized by being always in the state of lack. Have you ever met a person who constantly says “wala akong pera” or “hindi ko afford yan”. Someone who always answers negatively to what you suggest or say he or she should do….
Yesterday I gave you an introduction on how the banking system works. I hope you enjoyed yesterday’s post and you learned a lot. Today is a continuation of Part 1 where I will give you some caution on how to choose the bank you will park your money at as well as how you can…