Your Money or Your Life is one of the financial book I finished for 2020. The book introduced me to a 9-step plan to financial independence which I soon will write a separate blog post. One of the best part I read in the book is a list of 101 sure ways to…
If you ask me what the perfect investment for beginners is, I’ll definitely answer – Mutual Fund. At 19, I had a mutual fund and kept investing in it as little as 1500pesos every month. I treated my mutual fund as a retirement account, money I am saving for my(future)self. Over the years…
Most of us are in the hunt for high-yield savings accounts. And I cannot blame you. Nowadays it’s important to maximize whatever money we have. And if we can get a decent interest rate from the money we save, that would be amazing. The typical savings accounts in the Philippines only provide…
I’m investing in stocks!!! Today allow me to share to you one of the major financial decisions I did three years ago – I started investing in stocks directly. I have always wanted to know how stock trading works and finally I can now learn from experience. Investing in stocks is one…
Welcome to my September 2020 net worth update! The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time. I hope you enjoy…
The pandemic has changed the way we live and connect with each other. A few months ago, we all went out for every little necessity and luxury without any second thought. Now, we cautiously schedule every errand as we limit our exposure to public places and ensure our safety. Neither life or work stops…
For sure this is not the first time you encountered the word emergency fund. Financial experts agree that building an emergency fund is crucial to grow wealth and achieve financial freedom. If you are reading this post because you want to build an emergency fund for your own, good for you! You are…
Today we’ll talk about budget categories and why they are an important aspect of a serious budget. Budgeting is a timeless personal finance tool. Once you know how to budget, you’ll surely be on the right to financial freedom. However, there are basics in budgeting one must master first. And that is…
Welcome to my August 2020 net worth update! The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at a time. I hope you enjoy today’s…
Today I will be revealing the smart money moves to do in your 20s if you want to build wealth fast! I have always viewed 20s as the perfect age to get rich. Not only are you more active and motivated to succeed, but you also have a ton of opportunities to earn more,…