In this post I’ll be sharing four budgeting methods you can try. We often take budgets for granted. We only create one once we are already running out of money to spend. Budgets come as an option rather than a necessity. This mindset should be changed. A good budget can make you rich in the…
Hi and welcome to a new Reader Question post. I try to do this kind of post once or twice a month to give way to inquiries I receive on my personal Facebook account, the SavingsPinay PH on Facebook and through SavingsPinay PH on Instagram. I do encourage you to send any budget, savings, investment…
Are you looking for ways you can fix your budget and make it work? In today’s post I will be sharing action items you can do to fix your budget and make it work this 2021. If you’ve been budgeting for some time now but still feel stressed because nothing seems to be working, then…
Today we’ll talk about budget categories and why they are an important aspect of a serious budget. Budgeting is a timeless personal finance tool. Once you know how to budget, you’ll surely be on the right to financial freedom. However, there are basics in budgeting one must master first. And that is…
The 50-20-30 Budget Rule was one of the very first financial lesson I shared on SavingsPinay. It is one of the simplest and the easiest budget technique you can use to decide what percentage of your income goes to expenses, savings or others. Instead of budgeting your income to 20 or more categories…
Today we will dive deeper into the topic of budgeting for broke millennials. I sincerely resonate with this subject matter since I can call myself a “broke millennial” once. I used to live paycheck to paycheck with no savings or investments at all. Enriching my financial quotient helped me to break the bad…
Today we will talk about budgeting for beginners. We all hear how important budgeting is. They say if you are truly serious to reach financial independence and early retirement then you need to master the art of making a budget. A budget is an estimate of your income and expenses over a set…
Today we will talk about cash envelope system for beginners. Years ago, I created an introductory post about envelope budgeting. But, although the cash envelope system has been widely recognized and used, there are still others who don’t know how it works. And so I thought of sharing a comprehensive guide for…
2016 has been such an amazing year for SavingsPinay. I am so thankful for the opportunities that opened through this blog. This is also the same year that I hit my biggest monthly pageviews, I invested in a domain, I revamped the whole look and feel of the blog and I started to take this…
Blogging had ultimately changed my life for the better. I am so thankful and blessed that I discovered this early. Having a blog allowed me to get my creative juices flowing. It made me learn a lot of new things about myself. It opened opportunities for me to meet people and work with others who…