| |

Reader Question – What are your money advice for a 30 year old?

Hi and welcome to a new Reader Question post. I try to do this kind of post once or twice a month to give way to inquiries I receive on my personal Facebook account, the SavingsPinay PH on Facebook and through SavingsPinay PH on Instagram. I do encourage you to send any budget, savings, investment…

|

Budget Categories: A Basic Guide for Your Next Spending Plan!

Today we’ll talk about budget categories and why they are an important aspect of a serious budget.   Budgeting is a timeless personal finance tool. Once you know how to budget, you’ll surely be on the right to financial freedom.   However, there are basics in budgeting one must master first.   And that is…

| |

The 50-20-30 Budget Rule and How It’ll Save Your Finances!

The 50-20-30 Budget Rule was one of the very first financial lesson I shared on SavingsPinay.   It is one of the simplest and the easiest budget technique you can use to decide what percentage of your income goes to expenses, savings or others.   Instead of budgeting your income to 20 or more categories…

|

How to Budget for Beginners : The Only Post You Need To Read

Today we will talk about budgeting for beginners.   We all hear how important budgeting is. They say if you are truly serious to reach financial independence and early retirement then you need to master the art of making a budget.   A budget is an estimate of your income and expenses over a set…