There are a lot of misconceptions about credit cards among Filipinos. Among them is the idea that credit cards are debt traps. However, with proper money management and financial literacy, credit cards are actually helpful financial tools. With that said, it can be hard for first-timers to decide on which credit card to get….
The pandemic has changed the way we live and connect with each other. A few months ago, we all went out for every little necessity and luxury without any second thought. Now, we cautiously schedule every errand as we limit our exposure to public places and ensure our safety. Neither life or work stops…
Today I will be revealing the smart money moves to do in your 20s if you want to build wealth fast! I have always viewed 20s as the perfect age to get rich. Not only are you more active and motivated to succeed, but you also have a ton of opportunities to earn more,…
Financial Independence is such a broad topic. We may all aspire to one day become financially independent in one way or another. I, for example always knew that I wanted financial independence. I want to live a life where I am entitled to more than I can actually afford. I want to…
Today I will share with you 7 money moves you can do every month in order to reset, refresh and get ahead of your finances. The beginning of every month is a crucial time frame especially for your financial health. It is the perfect time to ponder upon what you are doing well and realize what…
Today I will share to you everything you need to know about sinking funds. Is this your first time hearing the term sinking funds? Years ago I shared five different savings accounts you should have in order to achieve financial freedom. I mentioned emergency fund, debt-payment fund, investment fund, personal savings fund and…
Last Update January 29, 2019 Two years ago I published 40 Financial Habits for Life. My goal is to come up with a list of good financial habits everyone can adapt too. I was inspired with the number 40 which describes a period of testing and battle in the Bible. Some of…
Poverty mindset is the “poor me” attitude towards money. It is commonly characterized by being always in the state of lack. Have you ever met a person who constantly says “wala akong pera” or “hindi ko afford yan”. Someone who always answers negatively to what you suggest or say he or she should do….
Financial literacy is important. There’s no doubt about that. How well we understand money and its components can play a crucial role in achieving success. With proper financial education you can make better financial decision. 1. You will know the importance of keeping a budget. 2. You will know why you…
Have you heard of the term Accountability Partner? Accountability Partner refers to a person who coaches another person in terms of helping the other person keep a commitment. That partner can help with multiple types of goals or commitments whether physical fitness, starting a business or personal project or any other goal there…