Last Updated on December 7, 2021 by Hi everyone and welcome to a new post. Today I will be sharing my 2020 Side Hustle Income Report. I believe this is the first time I will be sharing this report but I do want this to be an annual thing in the succeeding years. I…
Last Updated on December 7, 2021 by In today’s post I will be sharing ways you can prepare financially for 2021. Before I move on to today’s topic, allow me first to say my sincere apologies for being missing-in-action on this blog. It has been a crazy month of November and December for me….
Last Updated on December 7, 2021 by Finally! The Budget Template is now out! The Budget Template is based on the 50-20-30 Rule of Budgeting, a rule of thumb popularized by American Senator Elizabeth Warren in her book, All Your Worth: The Ultimate Lifetime Money Plan. The basic rule is to divide your…
Last Updated on December 7, 2021 by Welcome to my October 2020 net worth update! The reason why I do net worth updates is to stay accountable with my finances. I publish my real numbers as it is with the mission to continue to bridge the financial literacy gap for Filipinos one content at…
Last Updated on December 7, 2021 by Today we will talk about how to be financially at peace in your 30s, 40s, and 50s. When I did my very first Reader Survey , the results revealed that the primary age bracket of SavingsPinay Readers are in between 25-55. I remember how surprised I…
Last Updated on December 7, 2021 by There are a lot of misconceptions about credit cards among Filipinos. Among them is the idea that credit cards are debt traps. However, with proper money management and financial literacy, credit cards are actually helpful financial tools. With that said, it can be hard for first-timers to…
Last Updated on December 7, 2021 by Your Money or Your Life is one of the financial book I finished for 2020. The book introduced me to a 9-step plan to financial independence which I soon will write a separate blog post. One of the best part I read in the book is…
Last Updated on December 7, 2021 by If you ask me what the perfect investment for beginners is, I’ll definitely answer – Mutual Fund. At 19, I had a mutual fund and kept investing in it as little as 1500pesos every month. I treated my mutual fund as a retirement account, money I am…
Last Updated on December 7, 2021 by Most of us are in the hunt for high-yield savings accounts. And I cannot blame you. Nowadays it’s important to maximize whatever money we have. And if we can get a decent interest rate from the money we save, that would be amazing. The typical…
Last Updated on December 7, 2021 by I’m investing in stocks!!! Today allow me to share to you one of the major financial decisions I did three years ago – I started investing in stocks directly. I have always wanted to know how stock trading works and finally I can now learn from…