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10 Best Peso Sense Ipon Challenge Stories

I am a big fan of Peso Sense  Facebook Page, specifically the #IponChallenge stories and testimonies the page shares. I enjoy browsing and reading through real accounts of people who have succeeded in their saving goal through dedication and commitment. With Quarter 1 done, I know most of you are pondering upon your 2021 goals and resolutions….

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S1 EP8 Plan

One thing that differentiates a successful person and someone who is not, is having a PLAN. In this episode we will dive closer to the term Financial Planning. Financial Planning is such an important process that could help you achieve your financial goals. You are creating the very blueprint to your financial life. It will…

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Reader Question – Which do I prioritize first? An emergency fund or life insurance?

Hi and welcome to a new Reader Question post. I try to do this kind of post once or twice a month to give way to inquiries I receive on my personal Facebook account, the SavingsPinay PH on Facebook and through SavingsPinay PH on Instagram. I do encourage you to send any budget, savings, investment…

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S1 EP7 Diversification

In finance, diversification is the process of allocating capital in a way that reduces the exposure to any particular asset or risk. The aim of diversification is to help an investor maximize returns by investing in various areas that would react differently to the changing movement of the economy. Diversification never guarantees that your investments…

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S1 E6 Invest Now, Invest Early | The SavingsPinay Podcast

Over the years, I have received emails from colleagues and readers asking how they can invest their money for the first time. Investing is a big financial move. And it can be pretty scary especially for first timers. The day I decided to make my first investment, I wasn’t really sure what I was doing….

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10 Best Franchises under Php 1 Million

Have you ever thought of starting a business through franchising? A franchise is a form of contract arrangement between you and another established business called the franchisor. You, as the franchisee, enter in an agreement to offer the goods and services of the franchisor with the applicable fees. Franchising is a form of business model…