Today I’ll talk more about index funds in the Philippines. DISCLAIMER – Make sure you read and understand the entirety of the post before deciding. What you do with your money is completely your own. I am not a financial advisor. This is actually not the first time I’ve talked about index funds….
Living paycheck to paycheck without any savings is not something new to me. I experienced this during my first few years of having a real job. Back then, I have no idea about budgeting, tracking my expenses and living below my means. I keep on making expenses here and there. And even though…
Welcome to my March 2019 net worth update. It will be in the same layout as last month as I want the net worth updates to stay as simple as possible and reflect real numbers and situations. March 2019 It was a busy month for yours truly. You may notice the lack of…
According to BSP’s 2017 Financial Inclusion Survey, only 3% of adults invest in stocks, bonds, Unit Investment Trust Funds or UITFs, mutual funds, and other managed investment schemes. This is a terrifying number. It means up until today there is a huge gap between people who invest and those who do not. …
Welcome to my February 2019 net worth update. It will be in the same layout as last month as I want the net worth updates to stay as simple as possible and reflect real numbers and situations. February 2019 As you may notice I’ve been missing in action for the month of February…
Today’s post is a rather short and timely. I have posted seasonal money tips in the past but usually involving Christmas but I thought it will be nice to share something for my readers who are celebrating Valentine’s Day but don’t want to spend a lot of money. Be Realistic with How Much…
Welcome to the first net worth update of 2019. As I mentioned previously, I will be changing the layout of the net worth update since the past layouts were just all over the place. I want the net worth updates to stay as simple as possible and reflect real numbers and situations. January…
Last Update January 29, 2019 Two years ago I published 40 Financial Habits for Life. My goal is to come up with a list of good financial habits everyone can adapt too. I was inspired with the number 40 which describes a period of testing and battle in the Bible. Some of…
Poverty mindset is the “poor me” attitude towards money. It is commonly characterized by being always in the state of lack. Have you ever met a person who constantly says “wala akong pera” or “hindi ko afford yan”. Someone who always answers negatively to what you suggest or say he or she should do….
It’s time to talk about my goals for 2019. Since starting this blog I have publicly declared my goals. I see it as a way to keep myself accountable. Making it public provides me with just the right amount of pressure to act on my goals and make it happen. Now last year…