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Reader Question – What are your money advice for a 30 year old?

Hi and welcome to a new Reader Question post. I try to do this kind of post once or twice a month to give way to inquiries I receive on my personal Facebook account, the SavingsPinay PH on Facebook and through SavingsPinay PH on Instagram. I do encourage you to send any budget, savings, investment…

S1 EP 10 Give Back

We are now on the last episode for Season 1 of The SavingsPinay Podcast.  When we talk about money, it’s uncommon to discuss about giving back. Most often than not we are focused on other financial tasks such as budgeting, saving money, investing, and so on that we see giving as the least of the…

S1 EP 9 Spend Wisely

Money is a strong resource for a man. It can buy power, prestige and luxury. Unfortunately, money can also bring hatred, greed and dishonesty. That’s why learning how to correctly spend your money is important. You have to be equipped on how money works. The art of financial planning is not only centered on budget,…

10 Best Peso Sense Ipon Challenge Stories

I am a big fan of Peso Sense  Facebook Page, specifically the #IponChallenge stories and testimonies the page shares. I enjoy browsing and reading through real accounts of people who have succeeded in their saving goal through dedication and commitment. With Quarter 1 done, I know most of you are pondering upon your 2021 goals and resolutions….

S1 EP8 Plan

One thing that differentiates a successful person and someone who is not, is having a PLAN. In this episode we will dive closer to the term Financial Planning. Financial Planning is such an important process that could help you achieve your financial goals. You are creating the very blueprint to your financial life. It will…

Reader Question – Which do I prioritize first? An emergency fund or life insurance?

Hi and welcome to a new Reader Question post. I try to do this kind of post once or twice a month to give way to inquiries I receive on my personal Facebook account, the SavingsPinay PH on Facebook and through SavingsPinay PH on Instagram. I do encourage you to send any budget, savings, investment…

S1 EP7 Diversification

In finance, diversification is the process of allocating capital in a way that reduces the exposure to any particular asset or risk. The aim of diversification is to help an investor maximize returns by investing in various areas that would react differently to the changing movement of the economy. Diversification never guarantees that your investments…