How this 23 Year Old Started Her Online Negosyo during COVID Lockdown

Today we have an inspiring story about a 23 year olds who started her online negosyo during COVID-19 lockdown.   You may remember how I publish past success interviews before from this series I introduced last August 2017 where I interview ordinary people who has helpful and inspirational stories when it comes to personal finance, investment…

Real Estate Investment Trusts (REITs) for Beginners

Today’s we will talk about Real Estate Investment Trusts (REITs) for beginners.   Have you ever dreamed of investing in your own real estate property?   You’ve always known how real estates are the way to go when it comes to passive income. It can boost your savings, helps you invest more and even retire…

Personal Equity and Retirement Account (P.E.R.A.) in the Philippines

Today's blog post has been a long time coming. I wanted to create a comprehensive post about Personal Equity and Retirement Account or PERA because I know that it could benefit a lot of SavingsPinay readers.   I first heard about PERA through Sir Fitz of Ready to be Rich. Reading his blog post is…

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The 50-20-30 Budget Rule and How It’ll Save Your Finances!

The 50-20-30 Budget Rule was one of the very first financial lesson I shared on SavingsPinay.   It is one of the simplest and the easiest budget technique you can use to decide what percentage of your income goes to expenses, savings or others.   Instead of budgeting your income to 20 or more categories…