Things That I Learned

1. Automation is the king. It feels so good how automatic saving is.

2. Think many times before deciding on how much you are willing to put in the fund and the interval for you can’t change it already. Make sure to start on the minimum which is 250pesos a month I believe (or you can do 250pesos every cut-off) and if ever you have your bonus or extra money deposit on the account number via counter.

3. Never let failure stop you from saving. As I told you earlier I commit a sudden mistake in my finances and withdraw the full amount of my emergency fund to accommodate my expenses. But I decided to still push through with my emergency fund and become fully committed to save. Even if I will have this instances that I want to quit and go to the nearest BPI and ask how I can deactivate the Direct Save Up, the spirit of financial management still rules inside me and I am thankful that I was able to get back on track with my emergency fund.

December is a good month for events so I am looking forward for additional money for my save up. Hopefully I can close a 10,000pesos by the end of the year. Again this I am still slowly saving for my emergency fund. My target is still 50,000pesos!

If this is your first time encountering the BPI Direct Save Up plus Insurance then make sure to check out my blog post on how to have one and the perks of having one! Just click BPI DIRECT SAVE-UP PLUS INSURANCE. For my review click BPI DIRECT SAVE-UP FIRST IMPRESSION.