PERSONAL FINANCE

September 2017 Recap and Extra Income Report

October 1, 2017

Hi and welcome to my September 2017 recap and extra income report while working full-time!September 2017 Recap and Extra Income Report

 

Every month I publish an in-depth report of my net-worth and extra income projects. I personally love reading income reports and I hope by doing this I inspire you to start side hustling too.

 

This September I didn’t make that much money but I am so proud of the progress I made on my 18 Before 2018 Goals. This is more important to me because I am committed in finishing 2017 strong.

 

But first I want to give a few background on why I’m publishing my recap and extra income report monthly.

 

I do this mainly because of two reasons:

 

1. To help myself stay on track with my finances and stay accountable to my goals and actions.

2. To encourage you and the others who are reading this post to pursue you passion and hustle your way to success.

 

I strive to keep this recap and extra income reports simpler, easy-to-read and easy-to-understand. Thank you for the positive feedback and I hope you will continue to support the succeeding recaps.

Related Post:

April 2017 Recap + Extra Income Report

May 2017 Recap + Extra Income Report

June 2017 Recap + Extra Income Report

July 2017 Recap + Extra Income Report

August 2017 Recap + Extra Income Report

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My Extra Income Projects

 

I started making extra income in 2013 as a professional wedding and event emcee for all occasion. From then on I searched for other ways I can earn on the side. Below are my side hustles:

 

Blogging – I manage two active blogs. SavingsPinay.ph, a personal finance blog and IzzaGlino.com, a beauty and lifestyle blog.

 

YouTube – I do have a YouTube channel which I wish you can check out and subscribe. I do beauty, bullet journal, personal finance and life videos.

 

Freelance Content Writing Services – I offer my service as a part-time web content writer. My niche includes general finance, personal development, blogging and web pages.

 

Weddings and Events – I recently launched Izza Glino Weddings and Events Business, a full weddings and events production based in Taguig, Philippines.

 

Also towards the end of this post I am sharing how these extra income projects affected my net-worth for September 2017. Lastly, I will share to you how I achieve my goals under personal development like reading, growing as a person and more.

 

Let’s begin with the breakdown.

 

BLOG

As mentioned before, my main goal for 2017 is to generate actual income on my blogs. I finally achieved this goal last month when I reached my $100 Threshold on Google AdSense.

 

If you are thinking of starting a blog, this tutorial may help you. I condensed everything I know on how to start a blog for beginners.

 

Below are the highlights or progress I made on my blogs for this month.

On My New Freebie

 

 

I launched my first email course – Stocks for Pinoys Free 5-Day Email Course for Beginners. This is a huge achievement for me because never have I thought I can come up with an online course for my readers.

 

In this FREE 5-Day Email Course you will learn the following:

 

  • Learn the who, what, where, when, why and how of Philippine Stock Market
  • Get to know winning strategies you can use in the stock market
  • How to purchase your first stock?
  • Avoid some of biggest myths when it comes to investing
  • Take control of your finances and have extra money to invest

 

And MORE!!!

If the course outline sounds good to you then I encourage you to join. Just sign up here.

 

Stocks For Pinoys Email Course

 

If you are one of the many Pinoys who are eager to know how investing in stock market works then this email course is for you. Every day, in the next five days, you will receive an email straight to your inbox that can make you a successful stock investor.

 

On Social Media

 

The conversation happening over SavingsPinay Community keeps on getting better and better! I am grateful for the members who are keeping the group alive and active!

 

The SavingsPinay Community on Facebook is now 50 members away in reaching 1000. Please join the fun.

 

I created the exclusive Facebook group to gather the readers of SavingsPinay blog and create a venue where all who would want to learn more about living with a budget, saving money, investing in the Philippines, retiring young and making extra income with a full-time job can interact with each other.

 

If you are not yet part of the SavingsPinay Community of Facebook you can easily join here.

 

I also created a Facebook Page for SavingsPinay this month. I did this so that the SavingsPinay Community will remain as an exclusive site for all members to share their story and tips. I hate to bombard the group with promotion of my blog post all the time. 

 




 

On Mailing List

 

For the first three years of my blogging journey I didn’t take building a mailing list seriously. I thought no one will dare to sign up on my tribe. Thankfully I overcome this fear in June 2017.

 

What do you get as part of my email list?

 

  • Access to the Resource Library where you can download freebies like workbooks, budget templates, money manifestos etc.
  • An exclusive email every week containing info and updates I only share to my subscribers. My first newsletter includes how my first three months investing in direct stock market went. And the response has been amazing.

 

Sign up here.

 

With that here are my other regular posts on SavingsPinay:

 

 

 

For September, I consider launching the Stocks for Pinoys 5-Day Free Email Course as the major highlight. I put time, energy and resources to create the said email course. 

 

Investing in stock market can be very daunting for beginners so I wanted to shed some light on this matter thoroughly.

 





Blog Income for September 2017

 

Now you may wonder how I make extra income blogging. In the beginning I didn’t really plan to make money out of my blog. It seem so impossible to me.

 

Then last year when I finally got my own domain with Pangalan and invested more time and effort on the blog, opportunities opened. I realized I can really make extra income with this hobby.

 

And so here’s a quick breakdown on how I do it:

 

Google Adsense

 

If you look on the sidebar of this blog you’ll find some ad placements. I earn through impressions and clicks those ad placements generate.

 

Sponsored Post

 

Sometimes I get an opportunity to write for a company which is in line with what I blog and what you, my audience, likes to read.

 

This holds a big chunk of my earnings in blogging for the past four years. On my 2015 Extra Income Report, I haven’t declared any earnings from sponsored posts because I only got a chance to work with brands/companies come 2016.

 

If you want to learn more about sponsored post opportunity on this blog, shoot me a message on izza@savingspinay.ph

 

Affiliates

 

I make money by joining affiliate programs in the Philippines. Below are the companies and programs I am affiliated with:

Pangalan

You can buy domain or hosting plans through Pangalan with my link. I consider getting my own domain as the biggest turning point of my life as a blogger. With your own domain you will be easily remembered, get noticed and build authority.

(read more on my How to Start a Blog post)

TravelBook

I became an affiliate with TravelBook since August last year when they held a blogging contest which I fortunately won. If you want to book hotel or accommodation on your next trip then try to check TravelBook. They have tons of partnered hotels all over the Philippines and some even give huge discounts. 

(read more on my How to Earn as a TravelBook Affiliate post)

 

Lazada

I recommend makeup or skincare products I use and include an affiliate link on my other blog, IzzaGlino. Here on SavingsPinay, I share financial books I read and other resource materials with their unique affiliate link. Make sure to check out some items on sale on Lazada.

(read more on my How to Make Money with Lazada post)

 

Blog Income and Traffic for June 2017

 




 

I run two active blogs at the moment.

 

IzzaGlino, a beauty and lifestyle blog for frugal Pinays and

SavingsPinay, a financial journey of a common Pinay

 

I follow a different content and marketing strategy for each blog. IzzaGlino is more of a personal space for me where I can share my obsession with makeup and skincare, bullet journal, reading books and more.

 

SavingsPinay, on the other hand, is more of a resource page or niche website. I try to create more valuable posts that is in line to what my audience wants to read. I focus mainly on living with a budget, saving money fast, investing in the Philippines, retiring young and making extra income while working a full-time job.

September 2017 Google Adsense

For September 2017 Recap and Extra Income Report on the blog I earned the following:

 

AdSense$16.14 or 807php

Sponsored Post – 0.00php

Affiliates – 0.00php

 

It seems like the moment I reached my first payout on Google AdSense it is much easier to earn more $$$. For August and September alone I earned roughly $27 which is 27% of my next $100 threshold.

 

 

And because I haven’t reached the threshold yet I will not be including my blog income on the September net worth below.

 

Affiliate earnings didn’t move in the last three months which makes me into thinking that I may be doing something wrong. I need to know why I can’t earn money through my affiliates. There is also no sponsored post for the month of September.

 

I would love to work with financial companies, services and applications that my readers could benefit as well. Please email me in izza@savingspinay.ph for collaboration.

 

Traffic-wise it was a great month for both SavingsPinay and IzzaGlino. Both blogs increased when it comes to pageviews compared to the previous month.

 

September 2017 SavingsPinay Traffic

Traffic for SavingsPinay this September 2017. Pageviews increased from 9949 to 11,243| Users increased from 4333 to 5856 | Sessions increased from 5447 to 7098

 

Traffic for IzzaGlino this September. Pageviews went up again from 9497 to 10,643 | Users also went up from 6409 to 7261 | Sessions increased 7363 to 8289

 

YouTube

 

I mentioned last month that I am thinking whether to continue doing YouTube or not. I do enjoy talking in front of a camera and uploading new content, but it seems like having an audience in YouTube is harder than what I imagined it to be.

 

The channel is like a stagnant river already.

 

But since I already earned around 750 subscribers it is harder for me to delete it.

 

For income update, I currently have $14.89 on my account which is below my $25 threshold. This is what’s good with YouTube as a passion project, even if you don’t shoot, edit and upload a new video, you will earn passively from the past views. I am looking forward for my second YouTube payout before the year ends.

 




 

Wedding and Events Business

 

I will always be known as Izza of Izza Glino Weddings and Events. Although I lack the time and commitment to make progress in the admin side of the IzzaGevents website, I am committed in turning it to a stable extra income funnel.

 

I have completely abandoned the tasks I need to do with the weddings and events business as I got busy with blogging and working. It sucks because I know exactly how profitable Izza Glino Weddings and Events can be if only I put my mind and heart into it.

 

Even though I lack advertisement, I still manage to book a gig last September 18. The couple were my friends and about eight months prior I also hosted the wedding of their best friends.

 

I hosted both couples’ wedding and almost eight months lang ang pagitan! Bongga!

Izza Glino Wedding Host

#SaWakasBantugNaSiPulido couple!

 

If you are looking for a wedding and event host you can reach me at izzaglinofull@gmail.com

 

Freelance Content Writing

 

Another way I make extra income while working full-time is offering my service as a freelance content writing.

I work as a freelance content writer and blogger for hire since 2014. I specialize in the following topics:

 

  • Beauty and Lifestyle
  • Personal Finance and Business
  • Freelancing and Startup Life
  • E-commerce
  • Blogging
  • Domain and Web Hosting
  • Investing in Stocks
  • Weddings and Events
  • Travel

 

I have a degree in Journalism and have been working in the corporate world as a documentation specialist – first in an IT firm and currently in an asset management company.

 

I genuinely enjoy writing for the web. I love helping businesses promote their services through quality content material. I enjoy meeting my clients’ needs on schedule and getting their message across all mediums.

 

For the first part of 2017 I slowed down on this area because I had a tough month last February and March. Fortunately, I am recovering well and is back in doing freelance content writing services.

 

I mentioned last month that I became a ghost writer for a personal finance blog. I was able to write around 6-7 articles during the duration of the work. The money I earned will now reflect on my extra income fund.

 

If you are a business owner or a blogger who want to grow through content marketing and need my services don’t hesitate to email me at izza@savingspinay.ph or my personal email izzaglinofull@gmail.com

 




 

Finances

 

Now to end this post I will be sharing my net-worth for September 2017. Just like my last recap and extra income report I am including actual figures already. But, I am making a simple spreadsheet this time to easily track down my progress.

September 2017 Net Worth

Here are the details:

 

  • I didn’t include cash on hand since most of them are my budget for the coming work week.

 

  • The ghostwriting gig and hosting I did for September made a sudden improvement on my extra income fund. I earned a total of 7,500php hustling on the side. If you are wondering what side hustle you can do while working full-time I suggest checking this post – 21 Side Hustles To Try With Your Full-Time Job

 

  • Both Receivable #1 and #2 are money owed to me.

 

  • Other Assets are combined value of items I own that has market value like aircon (I won on a raffle), LCD projector and gadgets like Ipad Mini and previous HP laptop.

 

  • You will also notice a major spike on my direct stock investment because for September I added 5,000php to buy more Wilcon (WLCON). The Puregold (PGOLD) stocks I bought earlier are also doing well when it comes to return.

 

  • This month I realized the value of waiting and having faith when it comes to my mutual fund investment. If you remember last month my Mutual Fund Investment was -165.13php (Lugi pa ko bes! Haha). This September my gain went 4k! Shook naman ako. Hopefully the gain will continue. 

 

  • I am glad that I didn’t push through redeeming my investments last year when the performance went really poor. I keep on investing my money and now my mutual fund investment is earning well. You can read my post about Investing in Mutual Fund for Beginners so you understand exactly how the said investment vehicle works.

 

  • For the Canon EOS M3, I still owe Php 3998. I am paying Php 2200 every month until November this year. I’m done paying my credit for the shopping I did last time on work outfits. I plan not to have any debt anymore for the rest of the year.

 

Overall, I am SO HAPPY with how my net worth grew for September 2017.

 

Final Notes from SavingsPinay

 

I hope you enjoyed my September 2017 Recap and Extra Income Report. By the way, I am still working full-time. I have no plans of quitting unless I feel confident enough that my extra income can support me towards financial freedom.

Please go over Goodbye September, Hello October 2017 on my other blog to read all about the events and happenings that took place in my personal life.

Thank you for reading my post. See you on the next recap and extra income report.

 

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How was September for you? Are you interested to make extra income while working full-time too?

Follow the SavingsPinay FB Group and join the conversation at : SavingsPinay

Follow my official Facebook page at : IzzaGlinoFull

Stalk some behind the scenes in my Instragram: @izzaglino

Follow me too in my Twitter account: Izza Glino

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Email me any question or topic suggestion at izza@savingspinay.ph

Or leave a comment below!!!

Clariza Glino

Izza of SavingsPinay promotes financial literacy for the young and young at heart by providing insights and tips on budgeting, saving, investing and online entrepreneurship. Aside from this blog she also writes at www.izzaglino.com, a beauty and lifestyle blog for frugal Pinays and manages, www.izzagevents.com, a wedding and event business since 2011. For inquiries, topic suggestions or future collaborations email her at izza@savingspinay.ph